31 May 2019
The Employer's Liability (Compulsory Insurance) (Jersey) Law, 1973 requires employers to take out, with authorised insurers, and continue to have in place, approved Employers' Liablilty Insurance policies.
The purpose of the insurance is to cover against any liability for bodily injury or disease that any employee may suffer during the course of their work.
It does not guarantee that a claim will be paid to an injured employee, but if the claim is successful it ensures that the company will be able to meet the cost of the claim.
The minimum level of cover is set within the Law at £5m. Once insured, the company will be given a Certificate of Insurance which must be displayed for employees to see.
Further guidance on employers' liability insurance